Financial Details
An investment in connection, independence, and wellness.
Financial Clarity for Your Next Chapter
Choosing senior living is a major financial decision.
To make this transition as easy as possible, we’ve built our fee structure on a pure rental model designed for complete transparency and maximum value, ensuring your investment provides a life rich in love, laughter, and friendship.
“The people who work there are so caring and loving.”
- Hannah
Fee Structure
Independent Living Fees
One-time Admission
Holds your room at Friends Home and covers administrative processing, referral fees, and necessary room turnover costs (e.g., repainting and reflooring).
This one-time fee is $5,000.
Room & Board
Monthly standardized fee determined by the location of your apartment or suite and covers virtually all operating expenses.
For those who want a second person (such as a spouse or support person) living in the same room/apartment, a Second-Person Fee of $1,039/month will apply.
- Jackson 1, 2, 3: $2,983/month
- Jackson 4: $2,837/month
- Walton 1, 2: $2,983/month
Supportive Independent Living Fees
One-time Admission
Holds your room at Friends Home and covers administrative processing, referral fees, and necessary room turnover costs (e.g., repainting and reflooring).
This one-time fee is $5,000.
Room & Board
Monthly standardized fee determined by the location of your apartment or suite and covers virtually all operating expenses.
For those who want a second person (such as a spouse or support person) living in the same room/apartment, a Second-Person Fee of $1,039/month will apply.
- Garden Court 1, 3, 5, 6: $4,295/month
(eligibility requirements apply)
Personal Care Fees
One-time Admission
Holds your room at Friends Home and covers administrative processing, referral fees, and necessary room turnover costs (e.g., repainting and reflooring).
This one-time fee is $5,000.
Room & Board
Monthly standardized fee determined by the category and covers virtually all operating expenses. For details, see our Floor Plans page.
For those who want a second person (such as a spouse or support person) living in the same room/apartment, a Second-Person Fee of $1,039/month will apply.
- Category 1: $5,046/month
- Category 2: $5,459/month
- Category 3: $5,754/month
- Category 4: $5,908/month
- Category 5: $6,175/month
- Custom Suite: $7,528/month
Personal Care Tiers
Monthly variable cost determined by your level of care eligibility and is in addition to your Room and Board Fee.
This fee ensures that your support is perfectly matched to your needs and is determined by your Pre-Admission Assessment (PPA).
- Tier #1: $427/month
- Tier #2: $728/month
- Tier #3: $1,456/month
- Tier #4: $2,152/month
Your care needs and associated fees will be formally reviewed annually or upon a significant change in condition. Fees may be adjusted up or down to ensure you are always receiving the exact level of support required.
Skilled Nursing Care Fees
Room & Board
Daily standardized fee determined by the type of room and covers virtually all operating expenses.
- Semi-Private Room: $479/day plus State Bed Tax
- Private Room: $538/day plus State Bed Tax
State Bed Tax: $9.32/day
Integrated Dementia Care Fees
Room & Board
Monthly standardized fee that covers virtually all operating expenses for a private room in our secure, specialized dementia care wing.
- Monthly Rate: $10,000
Respite Stays
Personal Care
Daily Rate: $164 plus Care Tier
Personal Care Tier
- Tier #1: $427/month
- Tier #2: $728/month
- Tier #3: $1,456/month
- Tier #4: $2,152/month
Skilled Nursing Care
Daily Room Rate
- Semi-Private Room: $479 plus State Bed Tax
- Private Room: $538 plus State Bed Tax
State Bed Tax: $9.32/day
Integrated Dementia Care
Monthly Rate: $10,000
Additional Service Fees
Some specific services fall outside the comprehensive monthly fee and will be added to your bill.
These can include, but are not limited to:
- Comcast Fees: $55 - $65 (Cable and landline telephone line options available).
- Personal Services: Hair salon or barber services.
- Transportation: Non-scheduled transportation or special trips outside of community events.
- Special Purchases: Items purchased on your behalf (e.g., specific durable goods or specialized medical supplies like Ensure, Depends).
For included amenities, see below.
Ancillary Care Fees
These fees include those that may or may not be covered by your medical insurance.
These can include, but are not limited to:
- Medication
- Therapy
- Medical doctor visits
- Dental appointments
A Place to Truly Live, Laugh & Love
Join a community where Friends become family.
Included Amenities for All Levels of Care
- Accommodation: Your private room or apartment.
- Meals: 3 healthy, deliciously prepared meals plus snacks.
- Utilities: All utilities included.
- Maintenance: Comprehensive interior and exterior home maintenance.
- Services: Housekeeping and personal laundry services.
- Engagement: Access to all activities, amenities, and community-integrated events.
“Personal, loving care for the elderly.”
- S. J. Palumbo
Financial Planning for Senior Living
We understand that reviewing your assets and planning for long-term care requires careful thought. We are here to provide clear cost information, but we always advise consulting with a qualified professional.
Common Payment Methods Accepted
- Private Pay: The most common method, using personal savings, investments, and retirement funds.
- Long-Term Care Insurance: We accept benefits from most long-term care insurance policies. We can guide you on how these benefits integrate with our fee structure.
- Veterans' Benefits: We accept applicable Veterans' benefits.
Please note: Friends Home is a private-pay community and is not Medicare- or Medicaid-certified for any level of care.
Maximizing Your Resources
Reviewing your financial picture can provide great confidence. Consider reviewing available funds from:
- The sale of your primary residence (home equity).
- Pensions, annuities, and savings accounts.
- Consulting a tax professional for information on the potential tax deductibility of certain senior living expenses.
Application Process
Together, we talk about how we can best support your health, independence, and overall wellness.
This process includes a:
- Medical Evaluation
- Pre-admission Assessment
- Financial Screening
Move-in Details
The big day! Our priority is to eliminate the burden of managing a home so you can focus on living well and being well.
Details include:
- What to expect
- What to bring
- How to set up your new space
A Place to Truly Live, Laugh & Love
Join a community where Friends become family.
Financial FAQs
Do rates change annually?
Yes. Our rates are reviewed annually.
As a non-profit, any necessary changes reflect only the rising costs of operations, staffing, and maintaining the Friends Home’s high standards of care.
How often is my level-of-care fee evaluated?
Your care needs are formally evaluated annually or upon any significant change in your health to ensure you receive the optimal support.
Your Level-of-Care fee will be adjusted up or down to reflect your current support needs, promoting your maximum independence and wellness.
What if my financial situation changes dramatically?
We are dedicated to supporting our residents. Current residents can apply for our Resident Assistance Program to obtain financial aid.
We encourage you to speak with the Executive Director confidentially about any significant changes in your financial situation.
Does Friends Home take Medicare or Medicaid?
No. Friends Home in Kennett is a private-pay community and is not certified by Medicare or Medicaid for any of our levels of care.